The Cost Sharing Funeral Service (CSFS) is a community-based cost-sharing funeral program administered by the Ontario Muslim Association (OMA). It ensures that when a registered member passes away, all other members contribute a small, fixed amount (usually $7) toward the funeral expenses.
Membership is available to all Muslims who are 18 years or older and legally residing in Canada, or to international students who hold valid authorization to stay. International students are required to send proof of their stay in Canada to the organization via email or mail by September each year. If the principal applicant or their spouse’s parents reside at the same address, OMA encourages them to submit separate applications.
There is no yearly fee; however, if you wish to update your bank account information, OMA will charge $1 for pre-authorization.
OMA sends out an email or SMS notification to all active members each time a funeral contribution is needed. Payment methods and date are included in the message.
Yes, the primary applicant can enroll each family member (including children). Each person will be treated as a separate member for contribution and payout purposes. For example, if the primary applicant added spouse and three kids as members during registration, then you have registered 5 members, including yourself. If the cost sharing is $7 for each member, then OMA will charge $7 multiplied by 5 = $35 from the pre-authorized bank account.
OMA encourages every adult person to join separately as a member.
Members will receive compensation for funeral expenses, but OMA has a limit of $7,000. If they wish to transport the deceased from the country where the death occurred, OMA will not cover any costs unless there are no burial facilities available in that country. In order to receive the funds, OMA will require a Death certificate and receipts for the funeral expenses.
Unfortunately, OMA doesn’t provide any costs for that individual as we comply with Shariah guidelines. Shariah does not allow the dead body to be prepared to be sent to other countries.
OMA doesn’t charge the deceased person. OMA charges all living members.
If you have 3(three) dependents with you, that means a total of 4(four) members. OMA will charge $0.50 X 4 = $2.00 as operational costs
If you have 3(three) dependents with you, that means a total of 4(four) members registered for cost-sharing funeral service.
For example, the sharing costs for each member are $7.00, then the total charge will be as follows:
Cost sharing funeral costs: $7 X 4 = $28.00
Operational Costs: $0.50 X 4 = $2.00
Total: $28 + $2 = $30.00
OMA functions with Canadian currency. All prices and calculations presented on this website are in Canadian dollars.
